Pension Release

You will find our corporate site below:

Pension Loan

Please direct all your pension loan enquiries there. Thank you.

Cash my my private pension is a phrase we often hear yet there is an alternative in the form of a pension loan.

Pension loans allow you to borrow up to 50% of your total pension fund in the form of a loan. This loan or pension backed loan to give it its proper title, is different to pension release and alows borrowers to take the cash now and repay the loan later when the pension falls due. If you decide to repay the loan before your pension due date then that is absolutely fine but you could leave it until your pension falls due before repaying the loan if you wish.

Cash in private pension? Opt for a pension loan instead and complete the form below to find out more.

If you have ever tried to obtain a loan and you have bad credit, then the chances are that you will be declined by almost every single lender, unless of course you can apply for a guarantor loan and even then there are no guarantees that you will be accepted. That is where a pension loan really comes into its own. Unlike a traditional loan, there are no credit checks to go through and there is absolutely no credit score involved which makes the chances of obtaining a pension loan, far greater than being accepted for a traditional unsecured or secured loan. Age is also not a barrier as long as you are over 18 and you have the minimum pension fund valuation of £10,000, then everyone will automatically qualify for a pension loan. What is a pension loan? A pension loan is a way of getting a loan when all other more traditional loan options have been exhausted. It allows you to take a loan today against your pension and only repay it when your pension is due to be paid out, usually at 50+ or in some cases, 55+. A pension loan differs to pension release in that no money is taken from the pension so no benefits are lost. If you wanted to, you could repay the pension loan before your pension maturity date however most people will repay the loan only at this time. The other thing to note about pension release products is that they are usually only available at 50+ whereas a pension loan is available at anytime as long as there is a minimum of £10,000 in the pension fund. So if you are interested in taking out a loan against your pension, get in touch with us today by comepleting the pension loan enquiry form.

If you are looking to release cash from your pension then we can help you. We don’t offer pension release but we do offer pension loans. Any decisio you make regarding your pension will have consequences further down the line when your pension matures because if you do take cash out of your pension or even obtain a pension loan, then any money released now will come out of your pension ‘pot’ and obviously that will leave your total pension fund lighter than you would have expected.

We do not offer any advice when it comes to pension release but we do offer pension loans. Pension loans are loans that are taken now and repaid later by the proceeds of the pension fund when it matures and this is a great product for people who have a bad credit history or have been turned down for other traditional loans because there are no credit checks whatsoever.

So if you have been trying to release cash from your pension why not enquire about a pension loan today by visiting pension loans.

Are you looking to release money from your pension? If so then you have come to the right place because although we don’t offer pension release, we do offer pension loans that are only repaid when your pension is due to be paid out, usually at 50 onwards.

The beauty about our pension backed loans is that you can have a terrible credit history and it won’t matter because there are absolutely no credit checks which means that if you meet the qualifying criteria, you are pretty much guaranteed to get accepted.

We are often asked, ‘can I cash in my pension’ and the answer is no but you can take a loan against it which is what we offer through our exclusive pension backed loan scheme, a pension scheme that is exclusive to us here at pension release. As long as you have at least £10,000 in your pension fund then you can apply for a loan with us today. We do all the work and complete the forms on your behalf and all you have to do is sit back and wait for the cheque to arrive.